Hurt in a car accident in Florida?
You will be OK.
Here's what to do next, one step at a time.
Free and private. No account. Not medical or legal advice.
If this is an emergency, call 911 or get medical care right away.
What to do next
Five things, in this order
Get seen within 14 days. In Florida, your own car insurance helps pay for your care after a crash, but only if you're seen within 14 days. How much it pays depends on your policy.
Symptoms like neck pain, back pain, headaches or stiffness often show up a day or two later. Being seen early protects you either way.
Request an evaluation below. The local clinic for your area will call or text you back. You don't have to call anyone.
Get your crash report. The officer's report is filed with the state within a few days. How to get it
Save photos and details. Damage, the scene, the other driver's information, anything you were told.
Tell your insurance company. Report the crash to your own insurer, even if it wasn't your fault.
Your next step
Get seen this week
We don't have a clinic partner in your area yet. The steps above are the same wherever you are in Florida. Ask a licensed medical provider near you whether they see patients after a car accident and take PIP.
We cover Lakeland and Winter Haven today, and add areas as local clinics join.
Questions people ask
In Florida, your own car insurance pays for your care after a crash, whoever caused it. This is called PIP, short for personal injury protection. It applies only if you're seen within 14 days, and how much it covers depends on your policy.
Many crash injuries show up a day or two later, once the adrenaline wears off. Being seen within 14 days is also what keeps your own policy paying for care, so most people go even when nothing hurts yet.
PIP is coverage you already pay for. Whether a claim changes your premium depends on your insurer and on what happened, so ask your own insurer before you decide.
The clinic asks what happened and where it hurts, checks how you move, and tells you whether you need imaging or treatment. It is an appointment, not a commitment to anything.